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This web site had the following on the web page, "now and in the future." We noticed that the web page said " At Money Concepts were helping Independent Financial Professionals help you to reach YOUR." It also said " It takes a team to accomplish a challenging task and do it well. In the world of Financial Services we are that team. We provide an open platform for talented Financial Professionals to focus on the needs of YOU. Learn how this team of talent, experience and independence can better your life. How can we help? Login to your account." The header had financial advisor broker-dealer as the highest ranking optimized keyword. It is followed by independent broker-dealer, independent financial advisor, and financial advisor which isn't as ranked as highly as financial advisor broker-dealer. The next words bank-programs.moneyconcepts.com uses is money concepts. broker-dealer was included and will not be seen by search engines.